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Mortgage Calculator using either the Canadian or U.S. Formula

This calculator calculates U.S. and Canadian monthly mortgage payments based on principal, interest and term. U.S. mortgages are compounded monthly while Canadian mortgages are compounded semi-annually. This calculator does not convert between the currencies.

Please verify with a mortgage specialist on the exact payment information.

 

Amortization in Years =
Term (Years) =
Yearly Interest Rate (%) =
Purchase Price ($) =
Down payment (%) =
Down payment Required ($) =
Mortgage Principal ($) =
Monthly Payment ($) =
Still Owing at End of Term ($) =